Money can't buy everything

It is well known that money can't buy everything. Surely money can buy many things. But not everything. The often popular rhetorics go like this:

• Money can buy you bed, but it can't buy you sleep
• Money can buy you friends, but it can't buy you friendship
• Money can buy lovers, but it can't buy you love
• Money can buy you medicine, but it can't buy health

... and the sayings go on.

But here, I am talking about things even within the reach of money. Things which are theoretically very much possible for money to buy you, but yet it can't. Just because no one sells them.

Because they are niche. More Niche than Niche!!

More luxurious than the present level of luxury present in world today.

More sophisticated than the world can think off presently.

Let me take an example of a luxury automobile. Many many different auto companies are out there catering to the luxury buyers. Each one offers variety of features and varying levels of sophistications. But if someone wants of specific set of combinations of features available in different models or a combination thought out on his own, it is simply not possible!! Sounds insane! Possible only if one is ready to spend the money it takes to build his own company or model having that specific set of combination that he is looking for!!

Another example is the luxury mobile phone segment. I had been using Brand-A phone for few years. I wanted to switch over to Brand-B for various reasons. Some of them being the brand image, style and show-worthiness. The quotient of Brand-A stands rather low on these parameters. But I have subscription to two carriers and Brand-A features easy incorporation of two SIM cards.But the so-called market leader and technological superpower Brand-B has no way of allowing me to continue using two sims if I switch over. Not without lots of hassles and haggling with teleco service providers.

Huff! Talk about money!!

Money is supposed to work for you. But all that is practically happening in today's world is that you are working for someone else's money.

INSURANCE

Life and Otherwise....

Insurance in the subject matter of Solicitation.

— To yield or to not to.

The entire idea behind this site is to explore life. And why not life insurance!!

The most highly repeated argument in favour of life insurance is that the family and loved ones would be struggling after your death if your life was not insured. I tend to ask what if the family is already wealthy??

Another argument is that Life Insurance is an investment option. And I have heard equally if not more emphatically that life insurance is not at all an investment option. It is only a security fund for the survivors and nominees incase of the policy holder's death.

Talking about insurance, it is that only 'life', that insurance is offered to. For so many things, ranging from Health, house, automobiles, two wheelers, house, travel, insurance is offered. Not to mention rockets and satellites. Apparently space agencies pay hefty premiums for insuring their space assets during development, launch and post-launch.

And it is always a pain in the 'you-know-what' to settle the claims! Before enrolling you, they will spell out all sorts of golden promises on what are the cases and claims they cover for and how easy it would be to settle the claims. And when actual need arises, you will be told thousand and more reasons of why that claim is not covered and cannot be paid, obviously showing all the micro printed statements which you signed without even reading.

Adding to that, it is compulsory under the law in certain parts of the world to have an insurance for life or other items. Which is sort of breach of individual's right to make his own choices. At least I cant fathom why it should be made compulsory for having a vehicle insurance. And they most likely they are of no use when it is really required or it will be a struggle to get the expenses covered.